Substantial Gainful Activity (SGA) is the common yardstick employed by the Social Security Administration (SSA) for qualification of disability benefits, for some exclusions and special regulations that consent individuals exceeding standard SGA limits to qualify. The objective of these substantial gainful activity exceptions and special rules is to promote the...

Accidents can happen. They can also be very costly. Insurance helps cover unexpected costs such as car accidents, house damage, or medical emergencies. Most people hate having to call their insurance companies, as they know that the process of filing claims can be lengthy, complex, and frustrating. If you've been...

Platforms on the New Jersey PATH system are not always safe zones for commuters and tourists. Rain, ice, and snow can accumulate on outdoor stages. Spills of drinks, food, and other items are not uncommon, even on enclosed platforms. Commuters in a hurry to make their trains may not pay...